Important
This is an expression-of-interest process—not a loan application, credit approval or commitment to lend. Terms remain subject to Tesla program availability and final underwriting.
Indicative structure
Commercial capital for fleet operators.
The initial program is designed for business-purpose fleet purchases, with the operator contributing meaningful equity and retaining responsibility for operations, permits and insurance.
Program size
Up to $100M aggregate
Advance rate
65–70% of eligible cost
Operator equity
30–35%
Term
48–60 months
Indicative pricing
13–16% interest
Origination fee
2% of funded principal
Illustrative economics
What could a 10-car fleet generate?
Move the assumptions to model potential cash flow after operating costs and debt service. The example assumes a $30,000 Cybercab purchase price.
Fleet cost
$300,000
DYA financing
$210,000
Operator equity
$90,000
Loan terms
15% · 60 mo.
Monthly revenue
$52,500
Monthly debt
$4,996
Annual cash flow
$286,549
Illustrative, pre-tax scenario only. “Cash flow” equals modeled gross revenue less the selected operating/network-cost percentage and scheduled loan payments; it excludes the 2% origination fee, downtime, reserves and other costs. Tesla pricing, utilization, network fees and commercial terms have not been confirmed. No return is promised.